As of my last update in September 2021, United Healthcare offers Medicare Supplement plans, also known as Medigap plans, to help fill the gaps in coverage that Original Medicare (Part A and Part B) does not cover. These plans are standardized and labeled with letters A through N, each providing different levels of coverage.


Medicare Supplement plans are offered by private insurance companies like United Healthcare, and they can help cover various out-of-pocket costs such as deductibles, coinsurance, and copayments. However, it's important to note that Medigap plans do not include prescription drug coverage (Part D). If you want prescription drug coverage, you would need to enroll in a separate Medicare Part D plan.


When considering a United Healthcare Supplemental Plan or any Medigap plan, there are a few things to keep in mind:


1. Standardized Coverage: The benefits of each plan are standardized by the government, which means the basic benefits for a specific plan are the same across different insurance companies. For example, Plan F from United Healthcare will offer the same coverage as Plan F from another insurer.


2. Availability: Not all plans may be available in every state or region, and the cost of plans can vary depending on your location.


3. Premiums: You will pay a monthly premium for your Medigap plan, in addition to your Medicare Part B premium.


4. Guaranteed Issue Rights: If you apply for a Medigap plan during your Medigap Open Enrollment Period, typically starting when you're 65 and enrolled in Medicare Part B, you have "guaranteed issue rights." This means insurers cannot deny you coverage or charge you higher premiums based on pre-existing conditions.


5. Medical Underwriting: If you apply for a Medigap plan outside of your Medigap Open Enrollment Period, insurers may use medical underwriting to determine your eligibility and premium costs.


6. Renewability: As long as you pay your premiums on time, your Medigap plan is guaranteed renewable, regardless of your health status.


It's essential to compare different Medigap plans, including those offered by United Healthcare, to find the one that best suits your needs and budget. Additionally, consider enrolling in a Medicare Part D plan separately if you need prescription drug coverage.


Please keep in mind that insurance offerings can change over time, and new plans may be introduced or existing plans may be discontinued. For the most up-to-date information about United Healthcare's Medicare Supplement plans, I recommend visiting their official website or contacting them directly.